# Carlos Albo Portero

> Carlos Albo Portero is a Spanish serial entrepreneur, conference speaker and author based in Madrid and London. He is CEO and co-founder of Wenalyze, a fintech that captures and enriches transaction data in real time for banks, insurers and companies, and the author of the book "El bosque de los algoritmos" ("The Forest of Algorithms", 2026), which explains artificial intelligence through fairy-tale metaphors. He speaks in Spanish and English.

## Key facts
- Role: CEO and co-founder of Wenalyze (https://wenalyze.com); Wenalyze is the fifth company he has founded.
- Co-founder of Innovación Aseguradora (https://innovacionaseguradora.com), which has published the online-presence ranking of Spanish insurers since 2010.
- Member of The Payments Association's Open Banking Working Group (UK).
- Master's lecturer at VIU – Universidad Internacional de Valencia (financial and ICT regulation, cloud computing, big data).
- Task Leader and Pilot Owner in INFINITECH, an EU Horizon 2020 project on AI and big data in finance (2019–2023).
- Previously at Nokia and Cellnex; co-founded Aimfri, Spain's first embedded-insurance marketplace.
- Education: MBA, IE Business School; studies at the London School of Economics (LSE); Master's in Insurance & Risk Management.

## Speaking topics
- AI is only as good as its data: why AI projects in banking and insurance disappoint, and real-time transaction data.
- Software is getting cheap. Data isn't: how AI is splitting SaaS companies in two.
- The Forest of Algorithms: AI explained through fairy tales, for any audience.
- Kill the receipt: real-time expense management from corporate card payments.
- Open Banking promised to connect everything: lessons from the UK, Colombia, Costa Rica and Canada.
Formats: keynote, panel, fireside chat, workshop. Languages: Spanish, English.

## Selected stages
- Valencia Digital Summit 2026 – pitch "Kill the Receipt", ICEX Startup Pitch Battle, Innovation Stage.
- The Payments Association – facilitator of "Breakfast in the Boardroom" (May 2026); contributor to the Payments Manifesto 2026.
- MENA InsurTech & Fintech Summit, Doha (May 2025) – panellist, "AI-Driving by Design".
- MoneyLIVE Summit, London (2024); Valencia Digital Summit (2022); Forinvest (2022).
- VLC StartUp Awards 2021 – Best Valencian Startup (Wenalyze).

## Links
- Website (Spanish): https://carlosalbo.com/
- Website (English): https://carlosalbo.com/en/
- LinkedIn: https://www.linkedin.com/in/carlos-albo-portero/
- Book: https://amzn.eu/d/03Bbnjag
- Contact for speaking: hola@carlosalbo.com