Speaker · Author · CEO of Wenalyze
AI is only as good as the data and the people behind it.
I talk about what really works in artificial intelligence, payments and insurance, without the hype: the practical and sometimes messy reality of building it.
Talks
As a keynote, panel or workshop. In Spanish or English. Each one adapts to the sector and technical level of the room.
Why so many AI projects in banking and insurance disappoint: they run on late, incomplete or hand-typed data. What changes when data is captured the moment things happen.
AI is splitting SaaS in two: companies that capture data inside the process, and companies that only sell screens on top of it. Four questions to find out which side you're on.
Artificial intelligence told through fairy tales. A jargon-free talk on what AI is and how it is changing work, teams and the way we relate to each other.
Expense management still runs on photos of paper and month-end reports. How every corporate card payment can become an enriched, approval-ready record in real time.
Lessons from building across the UK, Colombia, Costa Rica and Canada: uneven coverage, intermediaries and APIs that go down. And why capturing data at source travels better between markets.
The book · 2026
A book that explains artificial intelligence through fairy-tale metaphors, written for professionals who want to understand it without the jargon. It covers the technology, but above all its human side: what changes in our work, in our teams and in ourselves.
It is also the basis of the talk of the same name, which works as well for a board as for a classroom. Published in Spanish as El bosque de los algoritmos.
Stages
Also seen at Money20/20 Europe, VivaTech, South Summit, Open Banking Expo, CPI B2B Payments Summit, Foro ICEX and the AECEM Congress.
Writing
A selection of articles published on LinkedIn, in the language they were written in.
About Carlos
A serial entrepreneur who has built what he talks about.
Carlos Albo Portero is CEO and co-founder of Wenalyze, which captures and enriches transaction data in real time for banks, insurers and companies across Europe and the Americas. It is the fifth company he has founded.
Before that he spent years at Nokia and Cellnex, and co-founded Aimfri, Spain's first embedded-insurance marketplace. Insurance has stayed with him ever since: he co-founded Innovación Aseguradora, which has published the online-presence ranking of Spanish insurers since 2010, and holds a Master's in Insurance & Risk Management, alongside an MBA from IE and studies at LSE.
He sits on The Payments Association's Open Banking Working Group in the UK and teaches at VIU.
Contact
Drop me a line with the basics. I'll reply within a few days with availability and a talk proposal.